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The Housing Model vs VA Disability Calculator

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

The Housing Model compared with VA Disability Calculator
DetailThe Housing Model logo The Housing ModelVA Disability Calculator logo VA Disability Calculator
What it doesRent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts Free calculator combining VA disability ratings and estimating monthly compensation using official 2026 rates
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Free
PricingFree to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund. Not given
Key features
  • Compare renting, buying now, buying later, and starter home then upgrade paths
  • 30-year wealth comparison across housing paths
  • Compare keeping current home as rental or buying a second home
  • Plan retirement and early retirement with drawdown analysis
  • Printable PDF report of your full plan and analysis
  • Combine disability ratings using VA's official 38 CFR 4.25 and 4.26 rules
  • Apply bilateral factor automatically for ratings on both arms or legs
  • Access related tools for back pay, pay dates, TDIU checks, and SMC rates
  • View 2026 VA disability pay chart with rates effective December 1, 2025
  • Check 2027 estimated rates with 3.6% COLA adjustment
  • All calculations run locally in browser with no data transmission
What makes it different
  • Runs entirely in your browser with no data uploaded to servers
  • All calculations performed locally on your device with inputs never sent to company servers
  • Free to build and edit plans; pay only for detailed results and printable reports
  • Built by a solo maker for his own rent-or-buy decision with automated math verification
  • Uses official VA rates and CFR regulations without affiliation or endorsement from the Department of Veterans Affairs
  • Automatically applies the bilateral factor for ratings on multiple limbs per 38 CFR 4.26
  • Fully transparent: all sources cited, calculations checked against VA tables and regulations, dates of last verification noted
  • No sales or referrals to paid claim services; directs users to free VA-accredited VSO representatives
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)120
Referring domains (Majestic)10

4 details filled in for both companies.

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