| What it does | Rent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts
| Free time card calculator for tracking work hours, overtime and pay
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Freemium
| Free
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| Pricing | Free to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund.
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| Key features | - Compare renting, buying now, buying later, and starter home then upgrade paths
- 30-year wealth comparison across housing paths
- Compare keeping current home as rental or buying a second home
- Plan retirement and early retirement with drawdown analysis
- Printable PDF report of your full plan and analysis
| - Calculate weekly or biweekly hours from clock in and clock out times
- Subtract unpaid breaks and meal times automatically
- Handle overnight shifts that end after midnight
- Calculate overtime pay at customizable rates and thresholds
- Mark days as paid leave or unpaid leave
- Display results in decimal hours for payroll systems
- Save time cards to device for later access
- Print, download as PDF or export to CSV
- Support for multiple country overtime rules
- All data stored locally in browser with no server upload
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| What makes it different | - Runs entirely in your browser with no data uploaded to servers
- All calculations performed locally on your device with inputs never sent to company servers
- Free to build and edit plans; pay only for detailed results and printable reports
- Built by a solo maker for his own rent-or-buy decision with automated math verification
| - Works on mobile phones without installation
- All calculations run locally in your browser, nothing sent to servers
- Hand-checked calculations against official government rules and worked examples
- Built specifically around time card format rather than embedded in time-tracking software
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 6 | 0 |
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| Citation Flow (Majestic) | 12 | 0 |
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| Referring domains (Majestic) | 1 | 0 |
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The Housing Model
TimeCardPal