| Key features | - UAE Gratuity Calculator for end-of-service pay under Federal Decree-Law 33/2021
- Dubai Mortgage Calculator with down payment and all fees included
- Gold price tracker for Dubai updated hourly
- Exchange rates for AED to INR, PKR and 20+ currencies with 1-year charts
- Prayer times for Dubai, Abu Dhabi, Sharjah, Riyadh and 15+ Gulf cities
- UAE Corporate Tax Calculator with 0% to 9% rates and Small Business Relief to 2029
- Rent vs Buy Calculator for Dubai comparing lifetime costs
- DEWA Bill Calculator for Dubai electricity and water costs
- Zakat Calculator based on live gold and silver prices
- Loan Calculator for flat vs reducing balance rates with APR conversion
| - Country-specific calculators for US, UK, Canada, Australia, New Zealand, South Africa, Ireland, Germany, and Netherlands
- Annual rate guides with tax-year specificity
- Free downloadable log templates in Excel, Google Sheets, and PDF
- Source citations linking calculations to IRS, HMRC, CRA, and ATO publications
- Support for multiple vehicle types and mileage purposes
- Miles and kilometers input support
- Reimbursement policy and form templates
- Direct monitoring of government rate changes and updates
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| What makes it different | - All calculations run entirely in your browser with no files or personal data sent to servers
- Rates and rules are kept current with official budgets, tariff notifications and regulatory changes
- Built on official UAE and Saudi laws including Federal Decree-Law 33/2021 and Central Bank limits
- Completely free with no sign-ups required, supported by advertising
| - Official source citations on every rate and calculation
- No affiliate relationships or commercial sponsorships influencing calculations
- Single workflow from rate lookup to estimate to recordkeeping
- Tax-year specific rates updated annually from official government sources
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GulfSums