Figmetric

What it is

Figmetric is a free personal-finance calculator site that helps you plan your financial future by making the math visible. The site provides thirteen free calculators covering paychecks and take-home pay, debt payoff strategies, investing and retirement planning, housing decisions, and student loans. Every calculator is free to use with no signup required, and your numbers stay in your browser and are never sent to their servers. Each tool shows its work with a methodology note explaining formulas and assumptions. Figmetric also publishes plain-English guides explaining the financial concepts behind the calculators. The site is transparent about money, including affiliate links that may earn a commission at no cost to users.

Questions from the bench

Is Figmetric financial advice?

No. Figmetric provides educational calculators only. Results are simplified estimates and should be verified with a qualified professional before making important financial decisions.

How accurate are the calculators?

The calculators use standard financial math including amortization, compound interest, and payoff simulations. Each calculator includes a methodology note showing its formulas and assumptions, and results should be treated as planning estimates, not bank statements.

Do I need to sign up to use the calculators?

No. You never need an account to run a calculation. Email is optional and only subscribes you to next year's edition and occasional Figmetric emails.

Are the Figmetric calculators really free?

Yes. Every calculator on Figmetric is free to use with no account or signup. We may earn a commission if you apply for a product through a sponsored link on the site, at no cost to you.