The Housing Model vs HT Calc

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

The Housing Model compared with HT Calc
Detail	The Housing Model	HT Calc
What it does	Rent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts	Transparent mortgage, lending, and real estate investment calculators
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	Not given
Pricing model	Freemium	Freemium
Pricing	Free to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund.	Free tier available. Plus: $19/mo or $120/yr. Pro: $49/mo or $348/yr.
Key features	Compare renting, buying now, buying later, and starter home then upgrade paths 30-year wealth comparison across housing paths Compare keeping current home as rental or buying a second home Plan retirement and early retirement with drawdown analysis Printable PDF report of your full plan and analysis	Shows inputs that drive estimates Documents key assumptions for program-specific tools Identifies variables that can change Sourced rate updates in Plus plan Investor toolkit in Pro plan
What makes it different	Runs entirely in your browser with no data uploaded to servers All calculations performed locally on your device with inputs never sent to company servers Free to build and edit plans; pay only for detailed results and printable reports Built by a solo maker for his own rent-or-buy decision with automated math verification	Transparent calculation methodology showing how inputs shape estimates Educational estimates for informed financial decisions
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	5 no change since last check
Trust Flow (Majestic)	6	0
Citation Flow (Majestic)	12	14
Referring domains (Majestic)	1	1

5 details filled in for both companies.

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