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The Housing Model vs Calcola Stipendio

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

The Housing Model compared with Calcola Stipendio
DetailThe Housing Model logo The Housing ModelCalcola Stipendio logo Calcola Stipendio
What it doesRent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts Net salary calculator from gross annual salary with Italian tax breakdown
StageNot given Startup
FoundedNot given 2026
Based inUS IT
Pricing modelFreemium Free
PricingFree to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund. Not given
Key features
  • Compare renting, buying now, buying later, and starter home then upgrade paths
  • 30-year wealth comparison across housing paths
  • Compare keeping current home as rental or buying a second home
  • Plan retirement and early retirement with drawdown analysis
  • Printable PDF report of your full plan and analysis
  • Calculate net salary from gross annual salary (RAL)
  • Show breakdown of INPS contributions, taxable income, IRPEF, tax deductions and regional/municipal surcharges
  • Calculate for all 21 Italian regions and provinces
  • Municipal tax calculation for 29 major cities
  • Adjust for partial year employment with daily calculation
What makes it different
  • Runs entirely in your browser with no data uploaded to servers
  • All calculations performed locally on your device with inputs never sent to company servers
  • Free to build and edit plans; pay only for detailed results and printable reports
  • Built by a solo maker for his own rent-or-buy decision with automated math verification
  • Transparent: shows every calculation step from RAL to net
  • Official sources: all fiscal parameters tracked with official references
  • Updated annually: parameters reflect current tax rules
  • Regional and municipal detail: covers all Italy regions and major cities
  • Avoids guessing: signals when data is estimated or unavailable
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check6 no change since last check
Trust Flow (Majestic)61
Citation Flow (Majestic)1217
Referring domains (Majestic)13

5 details filled in for both companies.

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