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StateTakeHome vs The Housing Model

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

StateTakeHome compared with The Housing Model
DetailStateTakeHome logo StateTakeHomeThe Housing Model logo The Housing Model
What it doesUS paycheck calculator for all 50 states and DC with exact take-home pay calculations Rent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts
StageNot given Not given
FoundedNot given Not given
Based inUS US
Pricing modelFree Freemium
PricingNot given Free to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund.
Key features
  • Interactive calculator for salary and state with instant take-home results
  • Effective and marginal tax rate calculations
  • Live state-by-state comparison map
  • 401(k) and pre-tax deduction modeling
  • 51 state-specific calculators with local tax rules
  • Property tax calculators for all counties
  • Hourly to annual income conversions
  • Self-employment and gig worker tax calculations
  • Compare renting, buying now, buying later, and starter home then upgrade paths
  • 30-year wealth comparison across housing paths
  • Compare keeping current home as rental or buying a second home
  • Plan retirement and early retirement with drawdown analysis
  • Printable PDF report of your full plan and analysis
What makes it different
  • Built directly on official 2026 IRS and state DOR data updated quarterly
  • Accurate to within $50/year for most income levels
  • Privacy-first: all calculations run in-browser, no data sent to servers
  • Open datasets available for researchers and journalists
  • Reproducible calculation engine verified against official sources
  • Runs entirely in your browser with no data uploaded to servers
  • All calculations performed locally on your device with inputs never sent to company servers
  • Free to build and edit plans; pay only for detailed results and printable reports
  • Built by a solo maker for his own rent-or-buy decision with automated math verification
Community votes00
DR (Domain Rating by Ahrefs)7 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)86
Citation Flow (Majestic)1912
Referring domains (Majestic)261

5 details filled in for both companies.

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