| What it does | Money maths for the UAE & Gulf, done right.
| Free loan calculator for Pakistan with EMI, bank rates and government schemes
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| Stage | Not given
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| Founded | Not given
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| Based in | AE
| PK
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - UAE Gratuity Calculator for end-of-service pay under Federal Decree-Law 33/2021
- Dubai Mortgage Calculator with down payment and all fees included
- Gold price tracker for Dubai updated hourly
- Exchange rates for AED to INR, PKR and 20+ currencies with 1-year charts
- Prayer times for Dubai, Abu Dhabi, Sharjah, Riyadh and 15+ Gulf cities
- UAE Corporate Tax Calculator with 0% to 9% rates and Small Business Relief to 2029
- Rent vs Buy Calculator for Dubai comparing lifetime costs
- DEWA Bill Calculator for Dubai electricity and water costs
- Zakat Calculator based on live gold and silver prices
- Loan Calculator for flat vs reducing balance rates with APR conversion
| - EMI calculation on reducing balance method
- Year-by-year repayment schedule breakdown
- Rates for 28 Pakistani banks
- Loan eligibility checker based on salary
- Car and bike installment calculators
- Islamic financing and Ijarah calculators
- Government interest-free loan schemes
- KIBOR rate tracking
- Live repayment charts by year and tenure
- Bank rate comparison tool
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| What makes it different | - All calculations run entirely in your browser with no files or personal data sent to servers
- Rates and rules are kept current with official budgets, tariff notifications and regulatory changes
- Built on official UAE and Saudi laws including Federal Decree-Law 33/2021 and Central Bank limits
- Completely free with no sign-ups required, supported by advertising
| - Covers all 28 major Pakistani banks with current 2026 rates
- Independent platform with no bank ownership or endorsement
- Supports both conventional and Islamic financing products
- Updated rates from primary sources like State Bank of Pakistan
- Includes interest-free government loan schemes
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 1 |
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| Citation Flow (Majestic) | 0 | 9 |
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| Referring domains (Majestic) | 0 | 1 |
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GulfSums
LoanCalculators.pk