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CDCalculator vs The Housing Model

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

CDCalculator compared with The Housing Model
DetailCDCalculator logo CDCalculatorThe Housing Model logo The Housing Model
What it doesFree financial calculators for certificates of deposit, mortgages, retirement, and loans with charts and schedules Rent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts
StageStartup Not given
Founded2026 Not given
Based inNot given US
Pricing modelFree Freemium
PricingNot given Free to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund.
Key features
  • Certificate of deposit calculator with growth projections and tax-adjusted returns
  • Mortgage and real estate calculators including refinancing analysis
  • Retirement planning tools for 401(k), IRA, pension, and Social Security
  • Loan and debt payoff calculators
  • CSV export and print functionality
  • Transparent formulas documented on every calculator page
  • Over 70 calculators across six financial categories
  • Compare renting, buying now, buying later, and starter home then upgrade paths
  • 30-year wealth comparison across housing paths
  • Compare keeping current home as rental or buying a second home
  • Plan retirement and early retirement with drawdown analysis
  • Printable PDF report of your full plan and analysis
What makes it different
  • All calculations run locally in your browser with no data stored on servers
  • Completely free with no sign-up, account, or paywall required
  • Independent with no product recommendations or paid placements
  • Transparent formulas allow verification against spreadsheets or bank statements
  • Runs entirely in your browser with no data uploaded to servers
  • All calculations performed locally on your device with inputs never sent to company servers
  • Free to build and edit plans; pay only for detailed results and printable reports
  • Built by a solo maker for his own rent-or-buy decision with automated math verification
Community votes00
DR (Domain Rating by Ahrefs)4 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)96
Citation Flow (Majestic)912
Referring domains (Majestic)271

4 details filled in for both companies.

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