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401k Calculator vs The Housing Model

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

401k Calculator compared with The Housing Model
Detail401k Calculator logo 401k CalculatorThe Housing Model logo The Housing Model
What it doesFree, real-time 401(k) calculator showing contributions, employer match and compound growth Rent vs buy planner showing which option you can afford based on your take-home pay, kids, childcare, cars and debts
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFree Freemium
PricingNot given Free to build and edit your plan, no account required. The Housing Model Pass adds detailed results for $59 for 12 months, one payment with no automatic renewal and a 14-day refund.
Key features
  • Live, real-time calculations that update as you type
  • Breaks down balance into contributions, employer match and investment growth
  • No signup or account required
  • All calculations run in the browser with no data stored
  • Updated for 2026 IRS contribution limits
  • 11 focused calculators for different 401(k) scenarios
  • Visual chart showing balance growth over time
  • Employer match calculator
  • Roth vs traditional comparison tool
  • Early withdrawal penalty calculator
  • Compare renting, buying now, buying later, and starter home then upgrade paths
  • 30-year wealth comparison across housing paths
  • Compare keeping current home as rental or buying a second home
  • Plan retirement and early retirement with drawdown analysis
  • Printable PDF report of your full plan and analysis
What makes it different
  • Fully transparent formulas shown for every calculation
  • IRS-accurate calculations verified against official guidance
  • No advertising or sponsored products
  • Complete privacy with client-side-only calculations
  • Worked examples showing calculations step-by-step
  • Runs entirely in your browser with no data uploaded to servers
  • All calculations performed locally on your device with inputs never sent to company servers
  • Free to build and edit plans; pay only for detailed results and printable reports
  • Built by a solo maker for his own rent-or-buy decision with automated math verification
Community votes00
DR (Domain Rating by Ahrefs)7 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)176
Citation Flow (Majestic)1012
Referring domains (Majestic)191

4 details filled in for both companies.

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